DAVID H. LITZENBERGER, CRPC

KMS Financial Services, Inc.

PERSONALIZED SOLUTIONS FOR RETIREMENT AND INVESTMENT NEEDS

Welcome to my web site and thank you for visiting.

This site is designed to help you gain a better understanding of the financial concepts behind investing, retirement planning, and wealth preservation. There is a substantial amount of information here in the form of newsletters, articles, calculators, and research reports for your use.

You will also learn about the process and services I offer to help you pursue your financial goals. My business focuses on the many aspects of retirement planning from accumulation to distribution. I have over 35 years of investment experience along with the designation of Chartered Retirement Planning Counselor® from the College for Financial Planning.

Each clients' portfolio is custom designed for their unique needs, objectives and personal situation. I strive to make each portfolio and retirement plan comprehensive, understandable and flexible to allow for any changes that may occur over time.

In addition to providing education about the basic concepts of financial management, this site will allow you fast and easy access to market performance data. Please take advantage of this resource and visit often. Be sure to add this site to your list of "favorites" in your internet browser. Information is frequently updated so please visit regularly so as not to miss any new developments in the area of personal finance.

Please call or contact me so I can help you meet your financial goals.